What Are The Five Cs of Credit? – An Infographic

What-Are-The-5-cs-of-credit

A bank or any other lender evaluates a potential borrower before granting a loan and handing out the money. This evaluation can be called credit risk assessment as the bank is trying to understand the risk of potential default by the borrower on this line of credit. The Five Cs of credit is a widely popular framework which considers five characteristics of the borrower to helps lenders gauge the creditworthiness of the borrowers. Know more about them in our infographic below:

CRIF - Infographic - What are the five Cs of Credit

 

 

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